When Can Someone Apply for Social Security Disability Benefits?
Posted by admin on May 4, 2009
Q: When can I file for social security disability benefits?
A: As soon as your injury prevents you from working, you can file for social security disability insurance. To qualify, the condition must be expected to prevent you from working for at least a year. You should apply for social security disability as soon as possible, since it can take quite some time for the Social Security Administration to review your claim. You can apply for back payments for benefits, if you are approved for social security disability benefits. You are not eligible for your first benefits payment until the sixth month after the onset of your condition. You will not be awarded retroactive benefits for that period of time.
Q: How do I apply for social security disability insurance?
A: You can apply for social security disability benefits online at www.socialsecurity.gov or by calling Social Security at 800.772.1213. You will then be scheduled for an appointment with a representative assigned to your case. That initial appointment can usually be conducted by phone or in person, dependent upon what is easiest for you. That representative will walk you through the required forms and make sure you have submitted everything for your claim. If you are unsure if you qualify for SSDI (social security disability insurance) or SSI (supplemental security income), your claims rep can help you. That representative can assist you with any submission for retroactive payments of social security disability, if applicable.
Q: Are there steps I can take that might help the chances that I will be awarded social security disability benefits?
A: Many claims for social security disability are denied during the initial review process. You can, however, improve the likelihood that your application is approved. The first task is to simply make sure you applied correctly and completely. By staying in touch with your claims representative, you can easily know if anything required is missing. The next step is to assure that your doctor is on your side and backs your decision to file for social security disability benefits. A detailed letter about your condition written by your treating physician is an asset to your file. In addition to applying correctly and having a thorough statement from your doctor, assure that your medical records have been given to your claims representative. The main reason most social security disability applications are postponed is because of a wait on medical records. Lastly, be cooperative, meet deadlines and check in on your file. Finally, make sure you do not miss deadlines for paperwork, keep in touch with your claim representative to know where your file is in the process and always be courteous (no matter how frustrated you may get at times.)
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However, be aware that your earnings in your current job are not the only earnings the state agency will take into account. If you are capable of earning a higher income by changing to another job, you will not be approved for disability benefits. The state agency will take into account your medical condition, education, skills, work experience, and age when determining whether you could move to another job, so you will not be required to do work that you are not well enough to do or that you have not been trained to do.
According to my doctors, there are no effective treatments for my condition, so why do I have to continue to make office visits?
In the beginning, the state agency that handles your social security benefits will request that you go to doctors several times in order to get a complete evaluation of your medical condition. The doctors you usually go to may not be able to provide enough information; for example, you may need tests or equipment that your doctor does not have.
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Sometimes it can take up to two years before you have a date for a hearing. The scheduling delay is often dependent upon the backlog in your particular state. It is important, therefore, to not add any more time to the wait by submitting your request for a hearing as quickly as possible. If you do not already have a social security lawyer, it would be wise to seek one to represent your case during the hearing. A social security lawyer will make sure that your claim is handled fairly and adjudicated correctly.
SSI can be awarded, regardless of work history. To be eligible for SSI, an individual cannot earn more than $1,433 per month in wages ($694 per month if the income is not from wages). All assets and earnings affect eligibility for SSI. If you have any questions about whether you qualify for SSI or SSDI, contact a social security lawyer.
Q: Do you need a social security lawyer if you plan to appeal your Social Security disability claim?
A: You do not need to have a social security lawyer in order to appeal your claim.
Always confirm that your case manager has updated information regarding your address and phone numbers. And respond to any requests regarding your case. It is important to cooperate when your social security disability case is being reviewed. Lastly, it is smart to touch base with the disability manager handling your case from time to time to check the status of your file.
Q: Do you have to wait 5 months before you apply for social security disability benefits?
A: You should apply for social security disability benefits as soon as you become injured and know that your condition will prevent you from working for at least 12 months.